How to join?
Being a member/owner
When you join OMEGA Federal Credit Union you’re more than just a customer; you’re a member and an owner of the credit union. To activate your membership at OMEGA Federal Credit Union, a savings account must be established. Your savings account is your share of ownership in the Credit Union and gives you a vote for our Board of Directors. This account carries a $5 minimum balance which is equal to the par value of a share (ownership) in the Credit Union. Because the minimum balance is your share of ownership, it must remain in your account to keep your membership open and active.
Once you become a member of OMEGA FCU, you are immediately eligible to take advantage of all of our products and services which include: free checking accounts with free home banking with e-statements and bill pay, a non-surcharging ATM network, a Visa card with a great low rate, auto loans, personal loans and lines of credit, mortgage loans, and so much more!!
As the Credit Union prospers, we are able to continually improve the benefits we offer to our members in the form of better savings and loan rates and by expanding and improving our money-saving and convenient services. Everyone benefits from the success of OMEGA Federal Credit Union.
Our philosophy is “once a member, always a member”, your credit union membership lasts a lifetime, so if you change jobs, retire, or move out of state your member status will not be affected.
Membership Application and instructions
Becoming a member of OMEGA is so easy!! Open and print the membership application. Once you have the application completed, mail it back to us with an initial deposit of at least $5.00 or completed payroll cards to the address below:
Omega Federal Credit Union
PO Box 15038
Pittsburgh, PA 15237
The application can also be dropped off at any OMEGA branch or faxed to us at 412-369-3828. If you have questions about joining OMEGA FCU, please call us at 412-369-3800.
To Our Members:
The USA Patriot Act of 2001 requires OMEGA Federal Credit Union to help the government fight the funding of terrorism and money laundering activities. OMEGA FCU must obtain basic identifying information from you and verify that information when you open a new account.
This means OMEGA Federal Credit Union staff will ask you for some basic information such as your name, address, date of birth and other information designed to help us identify you. OMEGA FCU staff may also ask to see documents identifying you such as a driver’s license, passport or some other government-issued document. OMEGA FCU’s Board of Directors, management, and staff appreciate your patience and understanding as we all do our part in complying with the new account identification procedures required by the federal USA Patriot Act of 2001.
Banking somewhere else? Make the Switch to OMEGA FCU today and start experiencing the difference!!
As a member of OMEGA FCU we are owned by you, and because we do not have the high overhead costs of the BIG banks we are able to offer our members lower loan rates, higher interest on savings, and a wide variety of products and services for low or no fees!!
Let OMEGA Federal Credit Union be your full service financial institution and start taking advantage of our excellent member service and our great products and services, such as:
- Free Checking accounts with Free On-line banking, E-Statements and Bill Pay
- Surcharge free ATM Network
- Money Market Accounts
- IRA Accounts and Certificates of Deposit
- Christmas & Vacation Club Accounts
- Youth Accounts
- Automobile Loans
- Mortgage and Home Equity Loans
- Low Interest Rate Visa Cards
- Personal Loans, Consolidation Loans and Lines of Credit
Switching to an Omega FCU account is the smart choice and our switch kit includes everything you need to make a smooth transition to OMEGA FCU. It takes 3 easy steps:
Step 1-Open an Account.
Open a membership account or add a checking account with our Membership Application. All members must have a savings account to get started with a minimum balance of $5. To apply in person, visit any OMEGA Federal Credit Union location or call us at 412-369-3800 to have an application mailed to you.
Step 2- Print and Mail the following necessary forms, if applicable.
Direct Deposit Change Request Form – Switch your direct deposit and automatic deposits by using this form. Recipients of this form may include your payroll department, pension provider, social security, etc. Be sure to notify all depositing institutions of the switch.
Automatic Payment Transfer Request Form – Switch automatic payments and withdrawals for bills or deposits to other institutions by using this form. If you have more than one automatic transaction, you will need a form for each transaction.
Step 3- Close your Old Account.
After you verify all outstanding checks, card transactions, and automatic withdrawals have cleared through your old account at your previous financial institution, you can close the account. Use the Close My Account Request Form to notify your previous financial institution to terminate your accounts and forward all balances to you or to your account at OMEGA FCU.
Questions about making the switch? Call us at 412-369-3800 or print the above forms and click here for instructions about our Switch Kit