Loan Rates


Rates as of: March 15, 2023

Consolidation Loans

Type of Rate APR
Type of Rate APR
Up to 60 MonthsAs low as 8.99%

Home Equity Loans

Type of Rate APR
Type of Rate APR
5 Year FixedAs low as 4.99% Up to 80% LTV
10 Year FixedAs low as 5.49% Up to 80% LTV
15 Year FixedAs low as 5.99% Up to 80% LTV
Line of Credit8.50% (Prime Rate + 0) Up to 80% LTV

Mortgage Rates

Type of Rate APR
Type of Rate APR
Mortgage LoansContact Owners Choice for current
rates and products as these change daily.
1-800-342-4998 ext 7230

New Auto Loans

Type of Rate APR
Type of Rate APR
RV/Boat/ORVAs low as 6.24%
New Auto up to 84 monthsas low as 6.49%
New Auto up to 72 monthsas low as 6.24%
New Auto up to 60 monthsas low as 5.99%
New Auto up to 48 monthsas low as 5.99%
New Auto up to 36 monthsas low as 5.74%
New Auto up to 24 monthsas low as 5.74%
(ALL AUTOS FINANCED MUST BE INSURED)

Personal Loans

Type of Rate APR
Type of Rate APR
Line of Credit12.75%
(4.50% above Prime Rate)
Unsecured Up To 36 MonthsAs low as 8.49%
Unsecured Up To 60 MonthsAs low as 8.49%
Unsecured 61 Months and OverAs low as 8.99%
SecuredShares: 3.10%
(3.0% over rate earned)

Student Loans

Type of Rate APR
Type of Rate APR
Fixed Rate Up to 60 Months7.25%

Used Auto Loans

Type of Rate APR
Type of Rate APR
Used Auto up to 60 monthsAs low as 5.99% APR
Used Auto up to 24 monthsAs low as 5.74% APR
Used Auto up to 36 monthsAs low as 5.74% APR
Used Auto up to 48 monthsAs low as 5.99% APR
Used Auto up to 72 monthsAs low as 6.24% APR
Used Auto up to 84 monthsAs low as 6.49% APR

Vacation/Holiday Loans

Type of Rate APR
Type of Rate APR
Up to 12 MonthsAs low as 6.24%
Up to 24 MonthsAs low as 7.24%

VISA Credit Card

Type of Rate APR
Type of Rate APR
VISA Credit Cardas low as13.74% APR

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