Loan Rates
Rates as of: October 30, 2025
Consolidation Loans
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| Up to 60 Months | As low as 9.99%
| |
Home Equity Loans
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| 5 Year Fixed | As low as 5.99% Up to 80% LTV | |
| 10 Year Fixed | As low as 6.24% Up to 80% LTV | |
| 15 Year Fixed | As low as 6.49% Up to 80% LTV | |
| Line of Credit | 7.00% (Prime Rate + 0) Up to 80% LTV | |
Mortgage Rates
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| Mortgage Loans | Contact Owners Choice for current
rates and products as these change daily.
1-800-342-4998 ext 7230 | |
New Auto Loans
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| RV/Boat/ORV | As low as 7.24% | |
| New Auto up to 84 months | as low as 5.49% | |
| New Auto up to 72 months | as low as 5.24% | |
| New Auto up to 60 months | as low as 4.99% | |
| New Auto up to 48 months | as low as 4.99% | |
| New Auto up to 24 months | as low as 4.99%
| |
| (ALL AUTOS FINANCED MUST BE INSURED) | | |
Personal Loans
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| Line of Credit | 11.50%
(4.50% above Prime Rate) | |
| Unsecured Up To 36 Months | As low as 9.49% | |
| Unsecured Up To 60 Months | As low as 9.49% | |
| Unsecured 61 Months and Over | As low as 9.99% | |
| Secured | Shares: 3.10%
(3.0% over rate earned) | |
Student Loans
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| Fixed Rate Up to 60 Months | 8.25% | |
Used Auto Loans
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| Used Auto up to 60 months | As low as 4.99% APR | |
| Used Auto up to 24 months | As low as 4.99% APR | |
| Used Auto up to 36 months | As low as 4.99% APR | |
| Used Auto up to 48 months | As low as 4.99% APR | |
| Used Auto up to 72 months | As low as 5.24% APR | |
| Used Auto up to 84 months | As low as 5.49% APR | |
Vacation/Holiday Loans
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| Up to 12 Months | As low as 7.24% | |
| Up to 24 Months | As low as 8.24% | |
VISA Credit Card
| Type of Rate |
APR |
|
| Type of Rate |
APR |
|
| VISA Credit Card | as low as 12.74% APR | |
