Deposit Rates


Individual Retirement Accounts (IRAs) ($250 - $7,000)

Type of Rate APR APY
Type of Rate APR APY
6 months0.25% (Rate will increase up to .50% with qualified products/services)
12 months0.30% (Rate will increase up to .50% for qualified products/services)
18 months0.35% (Rate will increase up to .50% with qualified products/services)
24 months0.40% (Rate will increase up to .50% with qualified products/services)
36 months0.45% (Rate will increase up to .50% with qualified products/services)
60 months (Roth IRA)0.60% (Rate will increase up to .50% with qualified products/services)
Roth IRA Savings0.15%
60 months Traditional0.60% (Rate will increase up to .50% with qualified products/services)

Masterpiece Money Market Account

Type of Rate APR APY
Type of Rate APR APY
$2,500 - $9,999.990.15%
$10,000 - $24,999.990.20%
$25,000 - $49,999.990.25%
$50,000 and above0.30%

Savings Rates

Type of Rate APR APY
Type of Rate APR APY
Savings AccountAll other share accounts
$0 to $500 - 0.05%
Over $500 - 0.15%
$0 to $500 - 0.05%
Over $500 - 0.15%
Membership Shares01, 16, and 18 Shares
$0.00 to $4.99 - 0.00%
$5 to $500 - 0.05%
Over $500 - 0.15%
$5 to $500 - 0.05%
Over $500 - 0.15%

Share Certificates ($1,000 minimum)

Type of Rate APR APY
Type of Rate APR APY
91 day0.20% (Rate will increase up to .50% with qualified products/services)
6 months0.25% (Rate will increase up to .50% with qualified products/services)
12 months0.30% (rate will increase up to .50% with qualified products/services)
18 months0.35% (Rate will increase up to .50% with qualified products/services)
24 months0.40% (Rate will increase up to .50% with qualified products/services)
36 months0.45% (Rate will increase up to .50% with qualified products/services)
48 months0.50% (rate will increase up to .50% for qualified products/services)

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