Deposit Rates

Individual Retirement Accounts (IRAs) ($250 - $6,500)

Type of Rate APR APY
Type of Rate APR APY
6 months1.15% (Rate will increase up to .50% with qualified products/services)1.15%
12 months1.50% (Rate will increase up to .50% for qualified products/services)1.50%
18 months1.55% (Rate will increase up to .50% with qualified products/services)1.55%
24 months1.75% (Rate will increase up to .50% with qualified products/services)1.75%
36 months1.85% (Rate will increase up to .50% with qualified products/services)1.85%
60 months (Roth IRA)2.25% (Rate will increase up to .50% with qualified products/services)2.25%
Roth IRA Savings0.15%0.15%
60 months Traditional2.25% (Rate will increase up to .50% with qualified products/services)2.25%

Masterpiece Money Market Account

Type of Rate APR APY
Type of Rate APR APY
$2,500 - $9,999.990.50%
$10,000 - $24,999.990.75%
$25,000 - $49,999.991.00%
$50,000 and above1.25%

Savings Rates

Type of Rate APR APY
Type of Rate APR APY
Savings AccountAll other share accounts
$0 to $500 - 0.05%
Over $500 - 0.15%
$0 to $500 - 0.05%
Over $500 - 0.15%
Membership Shares01, 16, and 18 Shares
$0.00 to $4.99 - 0.00%
$5 to $500 - 0.05%
Over $500 - 0.15%
$5 to $500 - 0.05%
Over $500 - 0.15%

Share Certificates ($1,000 minimum)

Type of Rate APR APY
Type of Rate APR APY
91 day0.75% (Rate will increase up to .50% with qualified products/services)
6 months1.15% (Rate will increase up to .50% with qualified products/services)1.15%
12 months1.50% (rate will increase up to .50% with qualified products/services)1.50%
18 months1.55% (Rate will increase up to .50% with qualified products/services)1.55%
24 months1.75% (Rate will increase up to .50% with qualified products/services)1.75%
36 months1.85% (Rate will increase up to .50% with qualified products/services)1.85%
48 months2.25% (rate will increase up to .50% for qualified products/services)2.25%

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