Deposit Rates


Individual Retirement Accounts (IRAs) ($250 - $7,000)

Type of Rate APR APY
Type of Rate APR APY
6 months0.50% (Rate will increase up to .50% with qualified products/services)
12 months0.55% (Rate will increase up to .50% for qualified products/services)
18 months0.60% (Rate will increase up to .50% with qualified products/services)
24 months2.00% (Rate will increase up to .50% with qualified products/services)
36 months2.00% (Rate will increase up to .50% with qualified products/services)
60 months (Roth IRA)2.00% (Rate will increase up to .50% with qualified products/services)
Roth IRA Savings0.15%
60 months Traditional2.00% (Rate will increase up to .50% with qualified products/services)

Masterpiece Money Market Account

Type of Rate APR APY
Type of Rate APR APY
$2,500 - $9,999.990.35%
$10,000 - $24,999.990.40%
$25,000 - $49,999.990.45%
$50,000 and above0.70%

Savings Rates

Type of Rate APR APY
Type of Rate APR APY
Savings AccountAll other share accounts
$0 to $500 - 0.00%
Over $501.00 - 0.10%
$0 to $500 - 0.00%
Over $500 - 0.10%
Membership Shares01, 16, and 18 Shares
$0.00 to $500.00- 0.00%
$501.00 and above - 0.10%

Share Certificates ($1,000 minimum)

Type of Rate APR APY
Type of Rate APR APY
91 day0.45% (Rate will increase up to .50% with qualified products/services)
6 months0.50% (Rate will increase up to .50% with qualified products/services)
12 months0.55% (rate will increase up to .50% with qualified products/services)
18 months0.60% (Rate will increase up to .50% with qualified products/services)
24 months2.00% (Rate will increase up to .50% with qualified products/services)
36 months2.00% (Rate will increase up to .50% with qualified products/services)
48 months2.00% (rate will increase up to .50% for qualified products/services)

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