Mortgage and Home Equity Loans
Competitive mortgage financing from the credit union you trust.
Because you’re a member, we pledge to make your mortgage financing experience smooth and successful. In partnership with Owners Choice Funding, we provide our members an excellent, full service mortgage lending program and are committed to providing you with a competitive, convenient and responsible mortgage financing option. Whether you’re purchasing a home or refinancing an existing mortgage, we’ll work with you to identify your needs and goals, and then tailor your mortgage accordingly.
Here are just some of the benefits you can expect:
- a secure online application process;
- fixed and adjustable rate options;
- competitive interest rates;
- low fees and affordable closing costs;
- expert support and assistance throughout the entire process.
All OMEGA FCU mortgage loans are serviced through Owners Choice Funding, a full-service mortgage corporation serving credit unions in the greater Northeast.
To learn more about our mortgage financing options, contact us today at 412-369-3800 x 222 or 1-800-342-4998. If you wish to view current rates or apply online, click here.
Purchase your residential lot today and build your home in the future. Our lot loans offer a term up to 12 years and require a 20% down payment. For details, contact us at 412-369-3800 x 702.
Home Equity Loans
Put your home’s equity to work with an OMEGA FCU Home Equity Loan! Borrow against the equity in your home and use the funds for any reason you choose – home improvement, purchase a vehicle, pay off debt, college or take a vacation! It is up to you and the possibilities are endless!
Home Equity Installment loans
Borrow up to 80% of the home’s appraised value minus what you owe on your first mortgage at a fixed interest rate. Low rates and flexible terms are available up to 15 years. The minimum Home Equity Loan amount is $5000 and the maximum loan amount is $100,000.
Home Equity Lines of Credit
This loan is secured by your home’s equity. Credit Line amounts are available up to 80% of your home’s value minus what you owe on your first mortgage. It offers a variable rate and can be used at any time for any reason. Access these funds via online banking, MOH phone teller, Line of Credit checks or in person at any branch or service center. The minimum Home Equity Line of Credit amount is $5000 and the maximum amount is $100,000. All Line of Credit advances must be for at least $100. A Home Equity Line of credit is a flexible loan product to meet all of your financial needs.
To apply for an OMEGA FCU mortgage or home equity product, call our Loan Department at 412-369-3800 x 702 or Click here to apply online.
Equal Housing Lender
Owners Choice Funding is a Licensed Mortgage Banker with the NY, NJ, CT, PA, SC, NC, FL, DE and VT State Banking Departments. Owners Choice Funding is licensed by the New Hampshire Banking Department, #56538. All licenses expire annually on 12/31, with the exception of VT which expires annually on 12/1. Telephone: (800) 342-4998