Mortgage Loans

OMEGA FCU offers many different mortgage loan options to meet your financial needs. Our experienced loan staff will walk you through the complex mortgage process and make home buying or refinancing an easy and stress-free experience for you! Plus we will find the mortgage loan option with a low interest rate and an affordable payment for you.

For your convenience, we offer loan pre-qualifications for our mortgage products. We will work with you to help determine what loan amount and payment is affordable for you even before you start to shop for your new home.

Fixed Rate Mortgage

The interest rate on this loan is fixed. Therefore, your principal and interest payment will not change during the life of the loan. We offer low interest rates with flexible repayment terms up to 30 years.

Variable Rate Mortgages

The interest rate on this loan is adjusted periodically and your principal and interest payment will change during the life of the loan. This loan sometimes offers a lower initial interest rate than a Fixed Rate Mortgage Loan. We offer competitive rates on this product with flexible repayment terms up to 30 years.