Account Disclosures
Truth in Savings Disclosure
The Truth in Savings Disclosure provides detailed information about the various deposit accounts at OMEGA and information related to interest calculations, minimum opening deposits, our fee schedule, and other noteworthy items about your account.
To view OMEGA’s Truth in Savings Disclosure, Click Here.
Funds Availability Policy Disclosure
The Funds Availability Policy Disclosure describes in detail your ability to withdraw funds at OMEGA.
To view OMEGA’s Funds Availability Policy Disclosure, Click Here.
Electronic Fund Transfers Agreement and Disclosure
The Electronic Fund Transfers Agreement and Disclosure is a contract which covers your and OMEGA’s rights and responsibility concerning the electronic transfers (EFT) services offered to you by OMEGA.
To view OMEGA’s Electronic Funds Transfers Agreement and Disclosure, Click Here
Fee Schedule
Our Fee Schedule provides information about the various fees that our members may be charged
To view OMEGA’s Fee Schedule, Click Here
Your Insured Funds
Funds in your OMEGA Federal Credit Union account are insured by the NCUA
To view the NCUA’s latest publication in regards to how your funds are insured, Click Here
Optional Debt Cancellation Protection
OMEGA FCU offers our members various loan protection products to provide them piece of mind if an unexpected life event occurs. It relieves you of the financial burden of making your monthly loan payments when you are financially unable. The cost of this optional protection is added right into your monthly loan payment.
Loss of Life Protection
This coverage cancels your outstanding loan balance if you should become deceased prior to your loan being paid off. Loss of Life Protection provides your surviving family members piece of mind knowing they will not be financially responsible for the debt they inherited from you as a result of your death.
Disability Protection
This coverage pays your monthly loan payment up to an agreed maximum amount for an agreed maximum term if you are unable to work due to an approved illness or injury.
Involuntary Unemployment Protection
This coverage pays your monthly loan payment up to an agreed maximum amount for an agreed maximum term if you become involuntarily unemployed as a result of job loss or layoff.
To inquire about Optional Debt Cancellation Protection on your OMEGA FCU loan, please call 412-369-3800 x 702.
