Club Accounts
OMEGA FCU has a variety of clubs to meet your savings needs.
Christmas Clubs
Opening a Christmas Club Account will easily help you save for the holidays. When you are ready to shop, you can do so stress-free because you have all the money saved that you need!
Funds will be automatically transferred to your OMEGA FCU Savings Account on October 1st for Christmas Club Accounts with a balance of $100 or more. Remember, if you’d like to start shopping earlier, you can access these funds any time of the year without a penalty!
After all, it’s your money. We just make it easier for you to save!
Withdrawals on Christmas Club accounts are prohibited until the entire balance is payable at maturity on September 30th of each calendar year by check or transfer. Members who request access to their Christmas Club account prior to September 30th or those who wish to not have an automatic transfer will have their account converted to a Miscellaneous Club account which has unlimited access for withdrawals and does not have a scheduled maturity date.
Vacation Clubs
OMEGA FCU Vacation Clubs allow you to allocate part of your savings for that vacation you will soon be taking. When you are ready to withdrawal the funds, just give us a call or access them through online banking, mobile banking or MOH phone banking.
Escrow Club
Always seem a little short at tax time? Open a Voluntary Escrow Club account to help save for those taxes. By saving smaller amounts over time, it will make the receipt of that tax bill stress free!
Miscellaneous Club
Our Miscellaneous Club can be used for any reason! Save for a car down payment, a new home deposit or some home improvements. You will have the money saved in no time for when you want it. Our club accounts are a great flexible way to save!
You can make deposits to Club Accounts with any of the following methods:
- Direct Deposit
- Payroll Deduction
- Transfers from another savings account with online or phone banking
- In person, at any OMEGA FCU branch
- ACH Distribution
- Pre-Authorized Debit/Transfer
Call 412-369-3800 or stop by any branch to set up your OMEGA Club Account.
Dividends are paid quarterly on March 31, June 30, September 30 and December 31.