Mortgage and Home Equity Loans

Mortgage Loans

Competitive mortgage financing from the credit union you trust.

Because you’re a member, we pledge to make your mortgage financing experience smooth and successful. In partnership with Owners Choice Funding, we provide our members an excellent, full service mortgage lending program and are committed to providing you with a competitive, convenient and responsible mortgage financing option. Whether you’re purchasing a home or refinancing an existing mortgage, we’ll work with you to identify your needs and goals, and then tailor your mortgage accordingly.

Here are just some of the benefits you can expect:

• a secure online application process;
• fixed and adjustable rate options;
• competitive interest rates;
• low fees and affordable closing costs;
• expert support and assistance throughout the entire process.

All OMEGA FCU mortgage loans are serviced through Owners Choice Funding, a full-service mortgage corporation serving credit unions in the greater Northeast.

To learn more about our mortgage financing options, call 1-800-342-4998 ext. 7230.

If you wish to view current rates or apply online, click here.

Home Equity Loans

Put your home’s equity to work with an OMEGA FCU Home Equity Loan! Borrow against the equity in your home and use the funds for any reason you choose – home improvement, purchase a vehicle, pay off debt, college or take a vacation! It is up to you and the possibilities are endless!

Calculate a Home Equity Loan Payment

Using your home Equity Loan to pay off debt? Use this calculator  Consolidating Debt with Home Equity

Home Equity Installment loans

Borrow up to 80% of the home’s appraised value minus what you owe on your first mortgage at a fixed interest rate. Low rates and flexible terms are available up to 15 years. The minimum Home Equity Loan amount is $5000.

Home Equity Lines of Credit

This loan is secured by your home’s equity. Credit Line amounts are available up to 80% of your home’s value minus what you owe on your first mortgage. It offers a variable rate and can be used at any time for any reason. Access these funds via online banking, MOH phone teller, Line of Credit checks or in person at any branch or service center. The minimum Home Equity Line of Credit amount is $5000. All Line of Credit advances must be for at least $100. A Home Equity Line of credit is a flexible loan product to meet all of your financial needs.

To apply for an OMEGA FCU home equity product, call our Loan Department at 412-369-3800 and choose option 1 or Click here to apply online.

NMLS Identifier: 445231

Equal Housing Lender
Owners Choice Funding is a Licensed Mortgage Banker with the NY, NJ, CT, PA, SC, NC, FL, DE and VT State Banking Departments. Owners Choice Funding is licensed by the New Hampshire Banking Department, #56538. All licenses expire annually on 12/31, with the exception of VT which expires annually on 12/1. Telephone: (800) 342-4998