We have many options to make your holiday affordable and stress free.

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Sometimes it is hard to enjoy the holiday season when you are worried about purchasing the items on everyone’s wish list. We want your holiday to be stress free and have many options to fit your budget so you and your family can have a wonderful holiday.

Holiday Loans – Offer a fixed rate as low as 6.49% APR*. You can easily have the funds in your pocket the same day you apply so you can catch the best sales prices! These are short term loans so your holiday purchases will be paid off before you know it. Take the worry out of your holiday and obtain a budget friendly holiday loan.

Visa Cards – Visa cards offer you the greatest convenience with access to a revolving credit line that’s available to you when you need it. Our Visa cards offer rates as low as 8.99% APR. Plus, we are currently offering 4.99% APR* on balance transfers with no transfer fees. This is a great card and it should be the only one in your wallet!

Skip a Payment – To free up some extra cash, we offer a Skip-A-Payment* option for certain OMEGA FCU loan products. You can request to skip this month’s loan payment and use those funds to meet your holiday needs! Contact us for details at 412-369-3800.

Our Loan Representatives are ready to discuss which option best suits your financial needs so you can start shopping today! To apply for a Holiday Loan or a Visa Card, click here.

*APR=Annual Percentage Rate. Rate/offers subject to change without notice. Rates shown are lowest rates offered. All approvals are subject to normal underwriting guidelines and restrictions may apply. Individual rates may vary depending on credit worthiness. Rates shown include discounts for required account services and qualifications. Call for details. Visa Card: the 4.99% APR balance transfer rate will revert to your standard variable rate after 11 billing cycles. Your standard variable rate is based on the Prime Rate plus a margin which is determined by your credit worthiness. Skip-A-payment: there is a $30 fee per request. Call for program details and restrictions.

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