Teen and Student Accounts
Our Teen Checking account is available to students 12 – 17. This account is completely FREE and includes many convenient services for that busy student:
- Free Debit card with surcharge free access at all PNC and CU$ ATM machines
- 24/7 access through OMEGA’s Digital Banking
- No monthly service fees
- No Minimum balance requirements
- Ability to link account on-line to parent/guardian account to monitor/transfer funds
This account is similar to our Youth Account but starts to transition the account holder to handle their finances independently. Account statements are mailed quarterly or monthly with an active checking and there are no monthly service fees.
Teen Advantage Savings members are eligible for ATM and Debit cards. Both the ATM and debit card offer Surcharge Free ATM access at all PNC and CU$ networks. A parent or legal guardian must be joint owner on this account.
As teens are more tech-savvy, Free online banking, e-Statements and mobile banking might be a good addition to this account.
Send us a copy of a report card with at least one “A” during the school year and they will receive one time $10.00 deposit into their account. (Applies to students in Kindergarten to 12th Grade) Bring in a copy of the report card or Fax it to: 412-369-3828, or email it to email@example.com.
*At age 18, Teen Advantage Accounts are transferred to the regular membership account. If your child’s school does not use the “A’s” grading system we gladly accept any report card showing us that your child is doing their best.
OMEGA wants to recognize its Teen Advantage members who have shown scholastic achievement and who are interested in advancing their education. We will award up to three individual $1000 scholarships* to Teen Advantage members who will attend college full-time beginning Fall 2022. Application must be received by May 15th 2022.
You can drop of the application at any Branch or fax it to: 412-369-3828 “Attention To Membership Department”.
Student Accounts and Features
The OMEGA FCU Student checking account is available to college/technical school students. Valid Student ID from an accredited school is required. Our Student account is free and includes many convenient services for that busy student:
- Free Debit card with surcharge free access to all PNC and CU$ ATMs
- One Free Box of checks
- Free Online Banking, Free Bill Pay, Free E-statements and Free Mobile Banking
- Free Money-$-Manager, our online financial planning tool
- Free Check Imaging
- Free MOH Phone Banking
- Overdraft Protection
- No minimum balance and No per check fees
- No monthly service fees
- Unlimited check writing
Student Visa Account
To help students establish credit, OMEGA FCU offers a Student VISA credit card. This card features a low variable interest rate with No annual fees, easy balance transfers and excellent member service. It’s a great way to learn the ins and outs of using a credit card with a low line of credit.
To apply for an OMEGA FCU Student Visa Card, call our Loan Department at 412-369-3847 or Click here to apply online.
OMEGA FCU is pleased to offer our private student loan program. It is the perfect option for students who need additional funding beyond what is available through federal student loans, grants and scholarships. This loan offers a fixed interest rate with a term up to 5 years and can be used to pay for school at any level – Primary through College.
To apply for an OMEGA FCU Student Loan, call our Loan Department at 412-369-3847 or Click here to apply online.