Deposit Rates

Individual Retirement Accounts (IRAs) ($250 - $6,000)

Type of Rate APR APY
Type of Rate APR APY
6 months0.40%
12 months0.50%
18 months0.60%
24 months0.80%0..80%
36 months1.00%1.00%
60 months (Roth IRA)1.25%1.26%
Roth IRA Savings0.15%0.15%
60 months Traditional1.25%1.26%

Masterpiece Money Market Account

Type of Rate APR APY
Type of Rate APR APY
$2,500 - $9,999.990.15%0.150%
$10,000 - $24,999.990.20%0.200%
$25,000 - $49,999.990.25%0.250%
$50,000 and above0.30%0.300%

Savings Rates

Type of Rate APR APY
Type of Rate APR APY
Savings AccountAll other share accounts
$0 to $500 - 0.05%
Over $500 - 0.15%
$0 to $500 - 0.05%
Over $500 - 0.15%
Membership Shares01, 16, and 18 Shares
$0.00 to $4.99 - 0.00%
$5 to $500 - 0.05%
Over $500 - 0.15%
$5 to $500 - 0.05%
Over $500 - 0.15%

Share Certificates ($1,000 minimum)

Type of Rate APR APY
Type of Rate APR APY
91 day0.15%
6 months0.25%
12 months0.45%
18 months0.50%
24 months0.65%0.65%
36 months.95%.95%
48 months1.05%1.06%

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