News

New Teen Accounts

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Introducing our new Free Teen Checking Account with NO Fee Debit Cards! Educating young people early about financial responsibility will lead them on the path to financial success. Our Teen Checking program is a great way to get them started! This account is available to members ages 12-17 and offers:

  • Surcharge-Free PNC ATM Access Nationwide
  • Free Online Banking, Mobile Banking and eStatements
  • Convenient Payroll Deduction from a Parent Account Directly to the Teen Account
  • Access to over 5,000 CO-OP Shares Branches
  • UChoose Rewards Program

Teen Checking accounts require an application and a qualified joint owner. AT OMEGA FCU, we let them keep their allowance with a FREE Teen Checking Account with NO Fee Debit Cards. For members under the age of 12, we also offer Youth Savings Accounts. To open a teen or youth account, call us at 412-369-3800 or Click Here

Mortgage and Home Equity Loan Rates

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Mortgage and Home Equity Loan Rates are as LOW as 2.99% APR*!

OMEGA FCU has been helping our members’ dreams come true with great mortgage and home equity loan rates for over 70 years. We are committed to providing our members with competitive, convenient, and responsible financing options. Whether you are refinancing an existing mortgage, purchasing a new home or need extra funds for remodeling or to consolidate debts, we have the perfect loan for you. We will help you identify your needs and goals and tailor a financing solution that works for you. We offer:

  • Secure online application process
  • Fixed and adjustable rate options
  • Competitive interest rates
  • Eligible for UChoose Rewards Points
  • Excellent member service

As the economy picks up in 2014, rates are expected to rise. So now is the time to get an excellent mortgage or home equity loan from OMEGA FCU before it’s too late!

For more information call us at 412-369-3800 or Click Here

*APR= Annual Percentage Rate. Rate/offer subject to change at any time without notice. Rate shown is the lowest rate offered and requires the usage of select products and services. All approvals subject to normal underwriting guidelines and individual rates may vary depending on credit worthiness. New money only. Current OMEGA FCU loans do not qualify for promotional rates or rewards. Minimum loan amount of $10,000 to earn rewards. Fees and Costs may apply. For rules and restrictions of the UChoose Rewards Program and information on recent Federal Reserve actions that may impact rates, visit www.omegafcu.com.

Attorney General Updates PA Consumers on Target Security Breach

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Pennsylvania Attorney General Kathleen Kane cautioned consumers who may have been victims of the security breach at Target to only deal directly with Target or her office with concerns about their personal information.

Initially, Target announced that the credit card information of about 40 million customers had been stolen. Last week, the retailer announced that contact information, including names, addresses, email addresses and telephone numbers, were compromised for 70 million customers. Target will provide all customers, including those directly affected by the breaches, a year of free credit protection services.

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Recent Actions by the Federal Reserve Could Affect You

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The Federal Open Market Committee (FOMC) announced the results of its December 17-18 meeting. It will begin tapering Quantitative Easing, the Federal Reserve’s program of buying bonds from its member banks, in January. This means the Fed will cut back on its purchases of long-term Treasuries and mortgage-backed securities. It will buy $75 billion a month (instead of $85 billion) until at least the March 17-18 meeting. It could taper even more if three key indicators exceed the Fed’s targets of:

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NCUA Warns about Telephone Fraud

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The National Credit Union Administration has issued a warning to consumers to beware of a new telephone fraud, known as a “vishing” scheme that is using the agency’s name in an attempt to obtain personal financial information.

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Attention Home Banking Users: Important Security Changes

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Attention Home Banking Users: Important Security Changes

Effective 1/9/14, to increase the security on your home banking account, OMEGA FCU is replacing the existing enhanced authentication in home banking.  All users will need to re-enroll in enhanced authentication.  When logging on to home banking, you will be prompted to enter a security code and to answer three challenge questions. Please click the following link for a preview of the changes and how to enroll.

 

https://www.netit.financial-net.com/ebsssi/index/IA_Migration_Member_training_without_EV_Cert.pdf

 

If you have questions, please call us at 412-369-3800.  Thank you.

 

Money-$-Manager Makes Money Simple!

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Money Manager Add 'Simplify Your Life'

Money-$-Manager Makes Money Simple!

Our new online financial management tool, Money-$-Manager, will make it easier than ever to manage your household finances!

It is not uncommon for members to have a few different financial institutions. Wouldn’t it be great if you could track your personal finances from all of your accounts with one easy to use tool? That is the idea behind Money-$-Manager. Money-$-Manager lets you track all of your online banking accounts in one place – including the ones you have with us AND those you may have elsewhere. More than that, Money-$-Manager can help you track household income, expenses and financial goals….whether saving for a new vehicle, a great vacation, or working to pay down debts. This great new product is available through our home banking system, OMEGA@Home.

To learn more about Money-$-Manager, call us at 412-369-3800 or Click Here.

Our Youth Accounts have been Putting Smiles on the Faces of Kids for over 70 years!

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Child with a painted mustache smiling and Text: Our Youth Accounts have been Putting Smiles on the Faces of Kids for over 70 years

At OMEGA FCU, our goal is to help young members build sound financial futures. We believe the best way to learn how to manage money is to gain first-hand experience at performing financial transactions. We encourage our younger members to review their statements, become familiar with home banking and regularly save for their future. We also offer Free ATM Cards and Free Checking accounts with Debit cards when they are ready for these services. To save for college or other future needs, convenient payroll deduction or an automatic transfer from a parent or guardian account into the youth account is also available.

Open an account for the special young person in your life today. It is never too early to start! For more information, Click Here.

Apply Today and Save!

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Dog laying on its back and Text: 'Credit car bills got you down? Roll over your credit card balances and save!'

Too much holiday shopping? With a 0% balance transfer rate, now is the perfect time to transfer your high rate credit card balances to an OMEGA FCU UChoose Rewards VISA! You can reduce the interest you are paying and possibly reduce your monthly payments as well! Plus, when you need to make a purchase, you will earn valuable rewards! The more you shop, the more rewards YOU earn!

Most rewards programs have limited options for where you can shop and it can take forever for your points to accumulate. UChoose Rewards changes all of that. OMEGA FCU’s program offers you more ways to earn and more ways to redeem than any other program! Earn gift cards, merchandise, airline tickets and even Cash! Get more earning power by linking your OMEGA FCU UChoose VISA Card with your OMEGA FCU UChoose Debit Card giving you more ways to get what U want!

To learn more about our UChoose Rewards VISA Credit Card, Click Here.

To learn more about our new UChoose Rewards Debit Card, Click Here.

To register a new UChoose Rewards Debit or Visa Credit Card, please click here:

Register for UChoose Button & Text: You shop. You earn. You choose.

Don’t Delay – Start saving money and apply for your UChoose Rewards Visa and/or Debit card and Get Rewarded!

8 Year-end Tax Moves to Make Now

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The year is nearly over, and so are your opportunities to make some moves that might help you save on income tax.  We still have some time before income taxes need to be filed, but when the clock strikes midnight on Dec. 31, it will be too late to make these tax moves that just might save you some money.

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