With access to CO-OP shared branches and PNC ATMs nationwide, you are never far from your money! In addition, OMEGA@Home, our electronic banking product gives you 24/7 access to your account with Online Banking, E-Statements, Mobile Banking, E-Notices and Money Manager.
Shared Branching is a network of credit unions from across the county that share over 5,000 branches. Conduct everyday banking transactions like deposit cash or checks, withdraw money, transfer funds, make loan payments and more. It is nice to know OMEGA is nearby no matter where you may be. Find a shared branch at www.co-opsharedbranching.org , by downloading the “Find Branch” app, call 1-888-SITE-COOP or ask an OMEGA Member Service Representative.
PNC ATMs are another convenient way to perform transactions wherever you may be. Plus, OMEGA members have access to all PNC ATMs Surcharge-Free! You can easily withdraw funds, perform balance inquiries or deposit checks at a machine near you. To locate a PNC ATM, click here.
E-Banking is available to our members 24/7 so you can bank when it is convenient for you! OMEGA@Home, our online banking product, offers an assortment of electronic services to make banking easier than ever. Sign up for Online Banking, E-Statements, Mobile Banking, E-Notices and Money Manager. Visit http://omegafcu.com/omegahome-online-banking/ for details and sign up instructions.
So go ahead and travel – Wherever you roam, OMEGA is there for you!
We know it can be difficult to enjoy the holiday season when you are worried about purchasing the items on everyone’s wish list! To make your holiday stress free, OMEGA offers many products to help you check everything off the list and so you can enjoy spending time with family and friends.
Holiday Loans – With a fixed rate as low as 4.99% APR*, our holiday loan makes holiday shopping more affordable than ever. This budget friendly loan provides you with same day approvals and convenient repayment options.
VISA Rewards Credit Cards – Our UChoose Rewards Visa cards offers you more ways to earn and redeem rewards than any other program. Our Visa cards offer a low variable interest rate, plus 0% APR on balance transfers! Start shopping and get rewarded with an OMEGA UChoose Rewards VISA Credit card today!
Holiday Gift Cards – Looking for a last minute gift idea or something for a person who has everything? VISA gift cards spend just like cash and are the perfect gift for everyone.
Skip-A-Payment – To free up some extra cash this holiday season, we offer a Skip-A-Payment* option for select OMEGA FCU loan products. Skip this month’s loan payment and use those funds however you wish!
Our Member Service Representatives are ready to discuss these product options with you so you can enjoy a stress-free holiday! For details, please call 412-369-3800. To apply for a Holiday Loan or a Visa Card, click here.
*APR=Annual Percentage Rate. All rates/offers subject to change without notice. Rates shown are lowest rates offered and may include discounts for required products and services. All approvals are subject to normal underwriting guidelines and restrictions may apply. Individual rates may vary depending on credit worthiness. VISA Card: Your VISA Card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness. Balance transfer amounts may not exceed your credit limit and are subject up to a 4% balance transfer fee. OMEGA loans are not eligible for promotional balance transfer rate. 0% APR balance transfer rate will revert to your standard variable rate after 11 billing cycles. Points are awarded for balance transfers of at least $10,000. Click Here for the rules and restrictions of the UCHOOSE Rewards Program. Skip-A-payment: $30 fee per request. Call for details and restrictions.
Competitive mortgage financing from the credit union you trust.
OMEGA provides an excellent, full service mortgage lending program to our members. We are confident that we will provide you the perfect mortgage for your specific need. Whether you are purchasing a new home or refinancing an existing mortgage, we are committed to offering you a competitive, convenient and responsible mortgage financing option.
Here are just some of the benefits you can expect from OMEGA, your local, trusted and secure credit union:
a secure online application process;
fixed and adjustable rate options;
competitive interest rates;
low fees and affordable closing costs;
expert support and assistance throughout the entire process.
All OMEGA FCU mortgage loans are serviced through Owners Choice Funding, a full-service mortgage corporation serving credit unions in the greater Northeast.
To learn more about our mortgage financing options, contact us today at 412-369-3800 x 702. If you wish to view current rates or apply online, click here.
Balancing your checkbook is a great start to managing your finances, but sometimes all those numbers and bills can be overwhelming. It can also be challenging to measure your financial health and achieve monetary goals without seeing a clear picture of where you are financially at any given moment. Money Manager, our free online financial management tool, makes it easy to track spending, set financial goals and monitor accounts to save time and money. Every cent you earn and spend is categorized, graphed and charted so you can see exactly how your money is being used.
For even more control of your finances, consider signing up for Bill Pay. Bill Pay is another financial tool offered by OMEGA at no cost that allows you manage your monthly bills online and pay them with a few simple clicks. You can choose to pay your bills instantly or schedule them to be paid at a later date using funds in your checking account.
Money Manager and Bill Pay are just a few of the convenient services offered through OMEGA@Home Online Banking. For more information about Online Banking and instructions on how to sign up, call 412-369-3800 or click here.
Convenient payroll deduction from a parent account directly to the student account
Access to over 5,000 CO-OP Shared Branches Nationwide
UChoose Rewards Program
Optional Student Visa Card and Student Loan Programs
One Free Box of checks
No minimum balance and No per check fees
No monthly service fees
Unlimited check writing
The OMEGA Student checking account is available to college/technical school students. Valid Student ID from an accredited school is required. Also, for members 12-17 we offer teen accounts and for members under the age of 12, we offer Youth Savings Accounts. If you would like a printable application for our Student Account, Click Here or call 412-369-3800. You can also easily access our online application to open your new account
OMEGA is committed to saving you money. We invite you to take our Savings Challenge! If you have loans and credit card balances elsewhere, we challenge you to see if we can save you money by bringing them to us. By combining your high interest and high payment debt, we can save you money. If we are unable to save you money, we will give you $50*!
Ready to take the Savings Challenge? Call us at 412-369-3800.
* Does not apply to OMEGA FCU loans and VISA cards. All approvals are subject to normal underwriting guidelines. Loan may be eligible for UChoose Rewards. Visit www.omegafcu.com for rules and restrictions of the UChoose Rewards Program. Promotion is subject to change or discontinue at any time without notice. $50 will be awarded as a deposit to the member’s savings account if a savings amount of $1 or more is not realized from the challenge. Members must have loans and credit cards balances elsewhere to qualify.
OMEGA@Home online banking allows you to transfer funds, view account history, withdrawal funds and more all with the click of a mouse from the convenience of your home, office or anywhere with your mobile device 24 x 7. Once enrolled, you can add eStatements, Bill Pay, eNotices, Mobile Banking and Money-$-Manager, our personal financial management tool, all at no cost!
Using electronic services to perform financial transactions is an environmentally friendly way to conduct banking transactions while reducing paper usage, time and clutter!
Go Green and Sign Up Today! For instructions, Click Here
With interest rates as low as 2.75% APR*, NOW is the perfect time to buy a new or used auto! You can also switch your auto loan to OMEGA from another lender to get a lower monthly payment while leaving your loan term unchanged. Or, for the lowest payment possible, we can extend your loan term too! We even offer NO PAYMENT for 90 Days!
At OMEGA, our goal is to save you money. Our experienced, friendly loan representatives will review your personal financial situation and find a money saving solution for you. For over 75 years, we have helped our members achieve their financial goals. We want to help you too! Contact us today at 412-369-3800 or Click here for more information.
APR = Annual Percentage Rate. Rate shown is for 60 months. Rate/offer subject to change without notice. Rates shown are the lowest rates offered. All approvals are subject to normal underwriting guidelines & individual rates may vary depending on credit worthiness. Rate shown includes discounts for required account services & qualifications. Call for details. New money only. Current OMEGA FCU auto loans do not qualify for promotional rates. No payment for up to 90 days available to qualifying members. Interest will accrue during deferral period. New loans may be eligible for UChoose Rewards. For details about the UChoose Rewards Program click here.
We are pleased to announce that OMEGA FCU has been permitted by the National Credit Union Administration to convert to a community charter that generally includes the entire City of Pittsburgh and all of Allegheny County North of I-376 described in greater detail below. Therefore, anyone who lives, works, worships or attends school in this community is invited to join OMEGA FCU to experience our exceptional member service and our wide variety of financial products from a local, trusted and secure community partner.
OMEGA Federal Credit Union is a federally chartered not-for-profit, full service credit union. For 75 years, we’ve been committed to providing our members the products and services necessary to become their primary financial institution. OMEGA was originally chartered in 1940 for the employees of Bell Telephone and over the years the field of membership has expanded to now include over 400 regional employers. Now we are excited to offer this membership to area residents and business owners as well.
What does this conversion mean to you?
As a member of OMEGA Federal Credit Union you will see NO difference, other than potential expansion of our credit union. The services we offer will continue, while growing to meet the needs of our members and our communities. Your shares and deposits continue to be insured by the NCUA, and we pledge to continue providing you with the same great service you have come to know and expect from OMEGA. Please tell your friends, family, and neighbors to experience the difference of being a member at OMEGA Federal Credit Union.
As a potential new member, you get the benefit of joining one of Pittsburgh’s largest credit unions that prides itself on helping its members achieve their financial goals through our excellent selection of financial products. We want to save you money and become your trusted financial resource through all your life phases.
Membership Eligibility: Anyone who lives, works, worships, goes to school or volunteers in the following community boundary may join OMEGA FCU: Starting at the northeastern most part of Allegheny County where it meets the Allegheny River, proceed south along the Allegheny County/Westmoreland County line to Interstate 76. Proceed northwest on Interstate 76 to Interstate 376. Proceed west on Interstate 376 to the city of Pittsburgh. In the city of Pittsburgh, proceed to the point where the western most portion of the city meets the Interstate 376. Proceed northwest on Interstate 376 to Airport Parkway. Proceed northwest on Airport Parkway to Beaver Valley Expressway. Proceed northwest on Beaver Valley Expressway to Interstate 376. Proceed northwest on Interstate 376 to the Allegheny County/Beaver County line. Proceed northeast along the Allegheny County/Beaver County line to the Allegheny County/Butler county line. Proceed east along the Allegheny County/Butler County line to the Allegheny County/Westmoreland County line at the Allegheny River, the starting point.
To Kick Off our 75th Anniversary Celebration, we are offering you our Celebration Loan! With an interest rate as low as 3.75% APR*, you can celebrate too. This loan can be used to take a vacation, payoff bills, perform home improvements or have a night on the town! Whatever the reason, we have the loan to make whatever you want to celebrate a success.
OMEGA FCU offers you an experienced staff, excellent rates, payroll deduction and our valuable UChoose Rewards Program too. Apply today online or call a Loan Representative at (412) 369-3800. Celebrate with Us!
*APR= Annual Percentage Rate. Rate shown is the lowest rate offered. All approvals are subject to normal underwriting guidelines & individual rates may vary depending on credit worthiness. Loan may be eligible for UChoose Rewards. Visit www.omegafcu.com for rules and restrictions of the UChoose Rewards Program. Rate is subject to change at any time without notice. New money only. Current OMEGA FCU loans do not qualify for promotional rates or reward points.