OMEGA is committed to providing you with competitive, convenient, and responsible loan options to help with your individual needs. Whether purchasing a new home or car, sending a child to college or taking the family on vacation, we’ll work with you to identify your goals, then tailor your loan options and rates accordingly.
Apply securely online or over the phone
Fast approval process
Free Credit Report Analysis
Competitive interest rates
No Payment for 90 Day option
Earn UChoose Rewards Points* for extra savings
Loan Refinancing options to lower your payments
At OMEGA, our goal is to save you money. Our experienced, friendly loan representatives will review your personal financial situation and find a money saving solution for you. For over 75 years, we have helped our members achieve their financial goals. We want to help you too! Contact us today at 412-369-3800 or Click here for more information.
All approvals are subject to normal underwriting guidelines, and individual rates may vary depending on credit worthiness. Lowest rates offered may include discounts for required account services and qualifications. No payment for 90 days available to qualifying members. Call for details. For rules and restrictions on the UChoose Rewards program, visit http://omegafcu.com/uchoose-rewards. Current OMEGA loans do not qualify for promotional rates.
OMEGA FCU is releasing a new branded OMEGA FCU Mobile Banking App on Thursday, November 5, 2015. This OMEGA FCU Mobile Banking App will replace the Touch Banking App you currently use.
All Mobile Banking users will be required to update their mobile device to download the new branded OMEGA FCU Mobile Banking App to their mobile device when they access mobile banking on or after November 5, 2015.
To access step by step instructions on how to download the new OMEGA FCU Mobile App, Click Here.
We are pleased to announce user friendly enhancements to OMEGA@Home, our online banking site. These changes will occur on Wednesday, October 21st. Log On ID’s and passwords will remain the same, but the look of the site will be more user friendly and have some added features.
To view these added features and for additional information, please Click Here.
If you have any questions about these new features and changes, please call 412-369-3800. Thank you.
Your teen needs our Free Teen Checking Account with NO Fee Debit Card! Educating young people early about financial responsibility will lead them on the path to financial success. Our Teen Checking program is a great way to get them started! This account is available to members ages 12-17 and offers:
Surcharge-Free PNC ATM Access Nationwide
Free Online Banking, Mobile Banking, Money Manager, eNotices, text alerts and eStatements
Convenient Payroll Deduction from a Parent Account Directly to the Teen Account
Direct deposit available
Access to over 5,000 CO-OP Shares Branches
UChoose Rewards Program – Link with other family accounts to earn more!
Teen Checking accounts require an application and a qualified joint owner. AT OMEGA FCU, we let them keep their allowance with a FREE Teen Checking Account with NO Fee Debit Cards. For members under the age of 12, we also offer Youth Savings Accounts. To open a teen or youth account, call us at 412-369-3800 or Click Here
OMEGA@Home, online banking allows you to transfer funds, view account history, withdrawal funds and more all with the click of a mouse from the convenience of your home, office or anywhere 24/7! Once enrolled, you can add Mobile Banking, E-Statements, Bill Pay, E-Notices, and Money-$-Manager, our personal financial management tool, all at no cost!
Using electronic services to perform financial transactions is an environmentally friendly and secure way to conduct banking transactions while reducing paper usage, time and clutter!
Access your account on the go, on vacation, while visiting relatives, on weekends or late at night! Sign Up Today! For instructions, Click Here.
With access to CO-OP shared branches and PNC ATMs nationwide, you are never far from your money! In addition, OMEGA@Home, our electronic banking product gives you 24/7 access to your account with Online Banking, E-Statements, Mobile Banking, E-Notices and Money Manager.
Shared Branching is a network of credit unions from across the county that share over 5,000 branches. Conduct everyday banking transactions like deposit cash or checks, withdraw money, transfer funds, make loan payments and more. It is nice to know OMEGA is nearby no matter where you may be. Find a shared branch at www.co-opsharedbranching.org , by downloading the “Find Branch” app, call 1-888-SITE-COOP or ask an OMEGA Member Service Representative.
PNC ATMs are another convenient way to perform transactions wherever you may be. Plus, OMEGA members have access to all PNC ATMs Surcharge-Free! You can easily withdraw funds, perform balance inquiries or deposit checks at a machine near you. To locate a PNC ATM, click here.
E-Banking is available to our members 24/7 so you can bank when it is convenient for you! OMEGA@Home, our online banking product, offers an assortment of electronic services to make banking easier than ever. Sign up for Online Banking, E-Statements, Mobile Banking, E-Notices and Money Manager. Visit http://omegafcu.com/omegahome-online-banking/ for details and sign up instructions.
So go ahead and travel – Wherever you roam, OMEGA is there for you!
We know it can be difficult to enjoy the holiday season when you are worried about purchasing the items on everyone’s wish list! To make your holiday stress free, OMEGA offers many products to help you check everything off the list and so you can enjoy spending time with family and friends.
Holiday Loans – With a fixed rate as low as 4.99% APR*, our holiday loan makes holiday shopping more affordable than ever. This budget friendly loan provides you with same day approvals and convenient repayment options.
VISA Rewards Credit Cards – Our UChoose Rewards Visa cards offers you more ways to earn and redeem rewards than any other program. Our Visa cards offer a low variable interest rate, plus 0% APR on balance transfers! Start shopping and get rewarded with an OMEGA UChoose Rewards VISA Credit card today!
Holiday Gift Cards – Looking for a last minute gift idea or something for a person who has everything? VISA gift cards spend just like cash and are the perfect gift for everyone.
Skip-A-Payment – To free up some extra cash this holiday season, we offer a Skip-A-Payment* option for select OMEGA FCU loan products. Skip this month’s loan payment and use those funds however you wish!
Our Member Service Representatives are ready to discuss these product options with you so you can enjoy a stress-free holiday! For details, please call 412-369-3800. To apply for a Holiday Loan or a Visa Card, click here.
*APR=Annual Percentage Rate. All rates/offers subject to change without notice. Rates shown are lowest rates offered and may include discounts for required products and services. All approvals are subject to normal underwriting guidelines and restrictions may apply. Individual rates may vary depending on credit worthiness. VISA Card: Your VISA Card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness. Balance transfer amounts may not exceed your credit limit and are subject up to a 4% balance transfer fee. OMEGA loans are not eligible for promotional balance transfer rate. 0% APR balance transfer rate will revert to your standard variable rate after 11 billing cycles. Points are awarded for balance transfers of at least $10,000. Click Here for the rules and restrictions of the UCHOOSE Rewards Program. Skip-A-payment: $30 fee per request. Call for details and restrictions.
Competitive mortgage financing from the credit union you trust.
OMEGA provides an excellent, full service mortgage lending program to our members. We are confident that we will provide you the perfect mortgage for your specific need. Whether you are purchasing a new home or refinancing an existing mortgage, we are committed to offering you a competitive, convenient and responsible mortgage financing option.
Here are just some of the benefits you can expect from OMEGA, your local, trusted and secure credit union:
a secure online application process;
fixed and adjustable rate options;
competitive interest rates;
low fees and affordable closing costs;
expert support and assistance throughout the entire process.
All OMEGA FCU mortgage loans are serviced through Owners Choice Funding, a full-service mortgage corporation serving credit unions in the greater Northeast.
To learn more about our mortgage financing options, contact us today at 412-369-3800 x 702. If you wish to view current rates or apply online, click here.
Balancing your checkbook is a great start to managing your finances, but sometimes all those numbers and bills can be overwhelming. It can also be challenging to measure your financial health and achieve monetary goals without seeing a clear picture of where you are financially at any given moment. Money Manager, our free online financial management tool, makes it easy to track spending, set financial goals and monitor accounts to save time and money. Every cent you earn and spend is categorized, graphed and charted so you can see exactly how your money is being used.
For even more control of your finances, consider signing up for Bill Pay. Bill Pay is another financial tool offered by OMEGA at no cost that allows you manage your monthly bills online and pay them with a few simple clicks. You can choose to pay your bills instantly or schedule them to be paid at a later date using funds in your checking account.
Money Manager and Bill Pay are just a few of the convenient services offered through OMEGA@Home Online Banking. For more information about Online Banking and instructions on how to sign up, call 412-369-3800 or click here.