News

OMEGA FCU Auto Loan Rates are the Best in Town!

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Buy a new or used auto now! Or, switch your auto loan to OMEGA FCU and get a lower monthly payment while leaving your loan term unchanged. To save even more money, you may also choose to extend the term of your loan for the lowest payment possible!

You must be pre-qualified by 6/30/14 to take advantage of this limited-time offer.

Don’t miss out on this great offer. We can save you money!

To apply, call (412) 369-3800 or Click Here.

* APR = Annual Percentage Rate. Rate/offer subject to change without notice. Rates shown are the lowest rates offered. All approvals are subject to normal underwriting guidelines & individual rates may vary depending on credit worthiness. Rate shown includes discounts for required account services & qualifications. Call for details. New money only. Current OMEGA FCU auto loans do not qualify for promotional rates. No payment for up to 90 days available to qualifying members. Interest will accrue during deferral period. New loans may be eligible for UChoose Rewards. For details about the UChoose Rewards Program Click Here.

0% APR* VISA Card Balance Transfers – Apply Today!

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Introducing 0% APR* balance transfers to an OMEGA FCU UChoose Rewards VISA Card!

With a 0% APR* balance transfer rate, now is the perfect time to transfer your high rate credit card balances to an OMEGA FCU UChoose Rewards VISA! You can reduce the interest you are paying and possibly reduce your monthly payments as well! Plus, when you need to make a purchase, you will earn valuable rewards! The more you shop, the more rewards YOU earn!

FACTS REWARDS 24/7 SERVICE
No annual Fee Earn 1 point per dollar on purchases & balance transfers Talk to a real person with every call
Unlimited balance transfers Redeem points for cash, gift cards, travel and more OMEGA@Home Online banking, Mobile Money-$-Manager make account management easier and more convenient
Grace Period of 10 days for every payment Link with Rewards debit card for more earning power
0% APR*ON BALANCE TRANSFERS
FOR 11 MONTHS!
AFTER THAT,YOUR STANDARD
VARIABLE APR* APPLIESCURRENTLY 8.99%
NO ANNUAL FEEEARN REWARDS ON  PURCHASES AND BALANCE
TRANSFERS

Most rewards programs have limited options for where you can shop and it can take forever for your points to accumulate. UChoose Rewards changes all of that. OMEGA FCU’s program offers you more ways to earn and more ways to redeem than any other program! Earn gift cards, merchandise, airline tickets and even Cash! Get more earning power by linking your OMEGA FCU UChoose VISA Card with your OMEGA FCU UChoose Debit Card giving you more ways to get what U want! All this, plus 0% APR* on Balance Transfers!

To learn more about our UChoose Rewards VISA Credit Card, Click Here.
To learn more about our new UChoose Rewards Debit Card, Click Here.
To register a new UChoose Rewards Debit or Visa Credit Card, please click here:

Register for UChoose Button & Text: You shop. You earn. You choose.

(YOUR MUST REGISTER YOUR CARDS TO START EARNING VALUABLE REWARDS POINTS)

Don’t Delay–Transfer over those higher interest rate credit cards and start saving money! Apply for your UChoose Rewards Visa and/or Debit card and Get Rewarded! For additional information, call us at 412-369-3800.

*APR = Annual Percentage Rate. Your VISA Card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness. Balance transfer amounts may not exceed your credit limit and are subject to a 4% balance transfer fee. OMEGA FCU loans are not eligible for promotional balance transfer rate. Rate is subject to change without notice. All approvals are subject to normal underwriting guidelines. 0% APR balance transfer rate will revert to your standard variable rate after 11 billing cycles. Points are awarded for balance transfers of at least $10,000. Visit www.omegafcu.com for the rules and restrictions of the UCHOOSE Rewards Program.

New Teen Accounts

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Introducing our new Free Teen Checking Account with NO Fee Debit Cards! Educating young people early about financial responsibility will lead them on the path to financial success. Our Teen Checking program is a great way to get them started! This account is available to members ages 12-17 and offers:

  • Surcharge-Free PNC ATM Access Nationwide
  • Free Online Banking, Mobile Banking and eStatements
  • Convenient Payroll Deduction from a Parent Account Directly to the Teen Account
  • Access to over 5,000 CO-OP Shares Branches
  • UChoose Rewards Program

Teen Checking accounts require an application and a qualified joint owner. AT OMEGA FCU, we let them keep their allowance with a FREE Teen Checking Account with NO Fee Debit Cards. For members under the age of 12, we also offer Youth Savings Accounts. To open a teen or youth account, call us at 412-369-3800 or Click Here

Mortgage and Home Equity Loan Rates

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Mortgage and Home Equity Loan Rates are as LOW as 2.99% APR*!

OMEGA FCU has been helping our members’ dreams come true with great mortgage and home equity loan rates for over 70 years. We are committed to providing our members with competitive, convenient, and responsible financing options. Whether you are refinancing an existing mortgage, purchasing a new home or need extra funds for remodeling or to consolidate debts, we have the perfect loan for you. We will help you identify your needs and goals and tailor a financing solution that works for you. We offer:

  • Secure online application process
  • Fixed and adjustable rate options
  • Competitive interest rates
  • Eligible for UChoose Rewards Points
  • Excellent member service

As the economy picks up in 2014, rates are expected to rise. So now is the time to get an excellent mortgage or home equity loan from OMEGA FCU before it’s too late!

For more information call us at 412-369-3800 or Click Here

*APR= Annual Percentage Rate. Rate/offer subject to change at any time without notice. Rate shown is the lowest rate offered and requires the usage of select products and services. All approvals subject to normal underwriting guidelines and individual rates may vary depending on credit worthiness. New money only. Current OMEGA FCU loans do not qualify for promotional rates or rewards. Minimum loan amount of $10,000 to earn rewards. Fees and Costs may apply. For rules and restrictions of the UChoose Rewards Program and information on recent Federal Reserve actions that may impact rates, visit www.omegafcu.com.

Attorney General Updates PA Consumers on Target Security Breach

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Pennsylvania Attorney General Kathleen Kane cautioned consumers who may have been victims of the security breach at Target to only deal directly with Target or her office with concerns about their personal information.

Initially, Target announced that the credit card information of about 40 million customers had been stolen. Last week, the retailer announced that contact information, including names, addresses, email addresses and telephone numbers, were compromised for 70 million customers. Target will provide all customers, including those directly affected by the breaches, a year of free credit protection services.

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Recent Actions by the Federal Reserve Could Affect You

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The Federal Open Market Committee (FOMC) announced the results of its December 17-18 meeting. It will begin tapering Quantitative Easing, the Federal Reserve’s program of buying bonds from its member banks, in January. This means the Fed will cut back on its purchases of long-term Treasuries and mortgage-backed securities. It will buy $75 billion a month (instead of $85 billion) until at least the March 17-18 meeting. It could taper even more if three key indicators exceed the Fed’s targets of:

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NCUA Warns about Telephone Fraud

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The National Credit Union Administration has issued a warning to consumers to beware of a new telephone fraud, known as a “vishing” scheme that is using the agency’s name in an attempt to obtain personal financial information.

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Attention Home Banking Users: Important Security Changes

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Attention Home Banking Users: Important Security Changes

Effective 1/9/14, to increase the security on your home banking account, OMEGA FCU is replacing the existing enhanced authentication in home banking.  All users will need to re-enroll in enhanced authentication.  When logging on to home banking, you will be prompted to enter a security code and to answer three challenge questions. Please click the following link for a preview of the changes and how to enroll.

 

https://www.netit.financial-net.com/ebsssi/index/IA_Migration_Member_training_without_EV_Cert.pdf

 

If you have questions, please call us at 412-369-3800.  Thank you.

 

Money-$-Manager Makes Money Simple!

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Money Manager Add 'Simplify Your Life'

Money-$-Manager Makes Money Simple!

Our new online financial management tool, Money-$-Manager, will make it easier than ever to manage your household finances!

It is not uncommon for members to have a few different financial institutions. Wouldn’t it be great if you could track your personal finances from all of your accounts with one easy to use tool? That is the idea behind Money-$-Manager. Money-$-Manager lets you track all of your online banking accounts in one place – including the ones you have with us AND those you may have elsewhere. More than that, Money-$-Manager can help you track household income, expenses and financial goals….whether saving for a new vehicle, a great vacation, or working to pay down debts. This great new product is available through our home banking system, OMEGA@Home.

To learn more about Money-$-Manager, call us at 412-369-3800 or Click Here.

Our Youth Accounts have been Putting Smiles on the Faces of Kids for over 70 years!

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Child with a painted mustache smiling and Text: Our Youth Accounts have been Putting Smiles on the Faces of Kids for over 70 years

At OMEGA FCU, our goal is to help young members build sound financial futures. We believe the best way to learn how to manage money is to gain first-hand experience at performing financial transactions. We encourage our younger members to review their statements, become familiar with home banking and regularly save for their future. We also offer Free ATM Cards and Free Checking accounts with Debit cards when they are ready for these services. To save for college or other future needs, convenient payroll deduction or an automatic transfer from a parent or guardian account into the youth account is also available.

Open an account for the special young person in your life today. It is never too early to start! For more information, Click Here.