OMEGA FCU is committed to providing you with competitive, convenient, and responsible loan options for any dream or reason. Whether purchasing a new home or car, sending a child to college or taking the family on vacation, we’ll work with you to identify your needs and goals, then tailor your loan options and rates accordingly.
Apply securely online or over the phone
Very fast approval process
Free Credit Report Analysis
Competitive interest rates
Earn UChoose Rewards Points* for extra savings
Loan Refinancing options to lower your payments
To learn more about our loan programs, call us at 412-369-3800 or click here.
All approvals are subject to normal underwriting guidelines, and individual rates may vary depending on credit worthiness. Lowest rates offered may include discounts for required account services and qualifications. Call for details. New money only. For rules and restrictions on the UChoose Rewards program, visit http://omegafcu.com/uchoose-rewards. Current OMEGA FCU loans do not qualify for promotional rates.
Every year, OMEGA FCU publishes a calendar with a different theme. The theme for the 2015 calendar is Pittsburgh Area Neighborhoods. What better way to commemorate OMEGA FCU’s 75th Anniversary of serving our members than by capturing the neighborhoods in which they live?
The contest is fun and easy! Simply take a scenic snapshot of your neighborhood and submit your entry by August 31, 2014. Thirteen winning photos will be chosen and featured in our 2015 calendar. Each winner will receive $25!
Photos and contact information can be submitted electronically:
* Electronic entries must be submitted in .jpg or .pdf format. If photo is chosen, member must sign a release authorizing OMEGA FCU to publish their photo. Photos must be submitted by August 31, 2014. Please call 412-369-3800 for additional details.
Give yourself the vacation you deserve and get rewarded too! Our UChoose Rewards Program offers you more ways to earn and more ways to redeem that any other program. Simply use your UChoose Rewards VISA Card and/or UChoose Rewards Debit Card every time you shop and SIGN for your purchases to earn valuable rewards!
Earn 1 point for every $1 you spend on UChoose Rewards VISA Credit Card purchases
Earn 1 point for every $2 you spend on UChoose Rewards Debit Card signature purchases
Earn additional points by opening select new loan accounts and other services
Earn 1 point for every $2 of balance transfers over $10,000.
It is now easier than ever to get rewarded from OMEGA FCU! For more information or to apply, call us at 412-369-3800 or click here.
*APR = Annual Percentage Rate. Your VISA Card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness. Rate shown is the lowest rate offered. Balance transfer amounts may not exceed your credit limit and are subject up to a 4% balance transfer fee. OMEGA FCU loans are not eligible for promotional balance transfer rate. Rate is subject to change without notice. All approvals are subject to normal under-writing guidelines. 0% APR balance transfer rate will revert to your standard variable rate after 11 billing cycles. Points are awarded for balance transfers of at least $10,000. Visit www.omegafcu.com for the rules and restrictions of the UCHOOSE Rewards Program.
At OMEGA FCU we have made managing your money easy with Money-$-Manager, our free online personal financial management tool. Plus, to make it even easier, set up a spending target in Money-$-Manager and you could win as much as $1,000 of extra cash to use this summer!
We want you to see how stress-free you can be by gaining more control of your money. That’s why you’ll automatically be entered into a drawing to win cash prizes if you use Money-$-Manager to set up a spending target to track your spending before June 30th, 2014.*
Get started using Money-$-Manager today. Just log into your OMEGA@Home On-line banking account and click on the Money-$-Manager Tab.
Not yet an OMEGA@Home user? For information and instructions to sign up for our free online banking service click here.
How to Set a Spending Target So You Have A Chance To Win:
Money-$-Manager makes it easy to set spending targets and track your progress. After you are logged on to online banking, click Money-$-Manager and follow these easy steps:
Step 1: Click on the “Budget” tab in Money-$-Manager and then click “Add a New Spending Target” to get started.
Step 2: Complete the fields to pick the tags you want to track for the target, name the target, set a monthly limit, and track the accounts that will count towards the target.
Repeat for other spending categories – some of the most common expenses to track are groceries, transportation, and dining out. Try more than one to gain even more insights into your spending each month.
It really is that simple! Login to ONLINE BANKING and click on the Money-$-Manager tab to get started. Track at least one type of spending by June 30, 2014 to be entered for a chance to win as much as $1,000.00!*
For more information on all of our electronic services click here.
NO PURCHASE NECESSARY. Open only to legal residents of the 50 United States (D.C.), Guam and Puerto Rico, 18 years and older. Ends 6/30/14. Click here for Official Rules, including odds, alternate method of entry, and prize descriptions. Void where prohibited.
Buy a new or used auto now! Or, switch your auto loan to OMEGA FCU and get a lower monthly payment while leaving your loan term unchanged. To save even more money, you may also choose to extend the term of your loan for the lowest payment possible!
You must be pre-qualified by 6/30/14 to take advantage of this limited-time offer.
Don’t miss out on this great offer. We can save you money!
* APR = Annual Percentage Rate. Rate/offer subject to change without notice. Rates shown are the lowest rates offered. All approvals are subject to normal underwriting guidelines & individual rates may vary depending on credit worthiness. Rate shown includes discounts for required account services & qualifications. Call for details. New money only. Current OMEGA FCU auto loans do not qualify for promotional rates. No payment for up to 90 days available to qualifying members. Interest will accrue during deferral period. New loans may be eligible for UChoose Rewards. For details about the UChoose Rewards Program Click Here.
Introducing 0% APR* balance transfers to an OMEGA FCU UChoose Rewards VISA Card!
With a 0% APR* balance transfer rate, now is the perfect time to transfer your high rate credit card balances to an OMEGA FCU UChoose Rewards VISA! You can reduce the interest you are paying and possibly reduce your monthly payments as well! Plus, when you need to make a purchase, you will earn valuable rewards! The more you shop, the more rewards YOU earn!
No annual Fee
Earn 1 point per dollar on purchases & balance transfers
Talk to a real person with every call
Unlimited balance transfers
Redeem points for cash, gift cards, travel and more
OMEGA@Home Online banking, Mobile Money-$-Manager make account management easier and more convenient
Grace Period of 10 days for every payment
Link with Rewards debit card for more earning power
0% APR*ON BALANCE TRANSFERS
FOR 11 MONTHS!
AFTER THAT,YOUR STANDARD
VARIABLE APR* APPLIESCURRENTLY 8.99%
NO ANNUAL FEEEARN REWARDS ON PURCHASES AND BALANCE
Most rewards programs have limited options for where you can shop and it can take forever for your points to accumulate. UChoose Rewards changes all of that. OMEGA FCU’s program offers you more ways to earn and more ways to redeem than any other program! Earn gift cards, merchandise, airline tickets and even Cash! Get more earning power by linking your OMEGA FCU UChoose VISA Card with your OMEGA FCU UChoose Debit Card giving you more ways to get what U want! All this, plus 0% APR* on Balance Transfers!
To learn more about our UChoose Rewards VISA Credit Card, Click Here.
To learn more about our new UChoose Rewards Debit Card, Click Here.
To register a new UChoose Rewards Debit or Visa Credit Card, please click here:
(YOUR MUST REGISTER YOUR CARDS TO START EARNING VALUABLE REWARDS POINTS)
Don’t Delay–Transfer over those higher interest rate credit cards and start saving money! Apply for your UChoose Rewards Visa and/or Debit card and Get Rewarded! For additional information, call us at 412-369-3800.
*APR = Annual Percentage Rate. Your VISA Card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness. Balance transfer amounts may not exceed your credit limit and are subject to a 4% balance transfer fee. OMEGA FCU loans are not eligible for promotional balance transfer rate. Rate is subject to change without notice. All approvals are subject to normal underwriting guidelines. 0% APR balance transfer rate will revert to your standard variable rate after 11 billing cycles. Points are awarded for balance transfers of at least $10,000. Visit www.omegafcu.com for the rules and restrictions of the UCHOOSE Rewards Program.
Introducing our new Free Teen Checking Account with NO Fee Debit Cards! Educating young people early about financial responsibility will lead them on the path to financial success. Our Teen Checking program is a great way to get them started! This account is available to members ages 12-17 and offers:
Surcharge-Free PNC ATM Access Nationwide
Free Online Banking, Mobile Banking and eStatements
Convenient Payroll Deduction from a Parent Account Directly to the Teen Account
Access to over 5,000 CO-OP Shares Branches
UChoose Rewards Program
Teen Checking accounts require an application and a qualified joint owner. AT OMEGA FCU, we let them keep their allowance with a FREE Teen Checking Account with NO Fee Debit Cards. For members under the age of 12, we also offer Youth Savings Accounts. To open a teen or youth account, call us at 412-369-3800 or Click Here
Mortgage and Home Equity Loan Rates are as LOW as 2.99% APR*!
OMEGA FCU has been helping our members’ dreams come true with great mortgage and home equity loan rates for over 70 years. We are committed to providing our members with competitive, convenient, and responsible financing options. Whether you are refinancing an existing mortgage, purchasing a new home or need extra funds for remodeling or to consolidate debts, we have the perfect loan for you. We will help you identify your needs and goals and tailor a financing solution that works for you. We offer:
Secure online application process
Fixed and adjustable rate options
Competitive interest rates
Eligible for UChoose Rewards Points
Excellent member service
As the economy picks up in 2014, rates are expected to rise. So now is the time to get an excellent mortgage or home equity loan from OMEGA FCU before it’s too late!
For more information call us at 412-369-3800 or Click Here
*APR= Annual Percentage Rate. Rate/offer subject to change at any time without notice. Rate shown is the lowest rate offered and requires the usage of select products and services. All approvals subject to normal underwriting guidelines and individual rates may vary depending on credit worthiness. New money only. Current OMEGA FCU loans do not qualify for promotional rates or rewards. Minimum loan amount of $10,000 to earn rewards. Fees and Costs may apply. For rules and restrictions of the UChoose Rewards Program and information on recent Federal Reserve actions that may impact rates, visit www.omegafcu.com.
Pennsylvania Attorney General Kathleen Kane cautioned consumers who may have been victims of the security breach at Target to only deal directly with Target or her office with concerns about their personal information.
Initially, Target announced that the credit card information of about 40 million customers had been stolen. Last week, the retailer announced that contact information, including names, addresses, email addresses and telephone numbers, were compromised for 70 million customers. Target will provide all customers, including those directly affected by the breaches, a year of free credit protection services.
The Federal Open Market Committee (FOMC) announced the results of its December 17-18 meeting. It will begin tapering Quantitative Easing, the Federal Reserve’s program of buying bonds from its member banks, in January. This means the Fed will cut back on its purchases of long-term Treasuries and mortgage-backed securities. It will buy $75 billion a month (instead of $85 billion) until at least the March 17-18 meeting. It could taper even more if three key indicators exceed the Fed’s targets of: