Omega Federal Credit Union

Bank accounts: More fees are coming. How to fight back–or flee.

ofcu1 — Thu, 16 Feb 2012 19:55:39 +0000

(Consumer Reports magazine: February 2012)

People say they’re furious at behemoth banks, for myriad reasons: lending practices that helped sink the economy, government bailouts, foreclosures, huge bonuses for CEOs, and now higher fees and tougher account requirements.

Get ready to vent some more. Here’s what’s industry experts and our own analysis suggest you’ll find now and in the coming months:

Credit unions trounce big banks in consumer survey

alleghenyGraphics — Tue, 27 Dec 2011 14:16:00 +0000

By Jennifer Waters, MarketWatch

CHICAGO (MarketWatch) — Big banks, already suffering amid a storm of consumer scorn, just got another hit: Consumers gave substantially higher marks to smaller banks and credit unions in a new survey measuring customer satisfaction.

Credit unions scored a record high 87, on a 100-point scale, in the latest American Customer Satisfaction Index. That score, up nearly 9% over last year, outpaced every other tally for any of the 47 industries ACSI surveys.

Tired of High Credit Card Rates? Open a low interest OMEGA FCU Visa Card.

alleghenyGraphics — Wed, 05 Jan 2011 21:18:48 +0000

OMEGA FCU now offers a new Visa Card with 4.99% APR* on Balance Transfers. You can also take advantage of:

Low Interest Rates
Easy Balance Transfers
No Annual Fees
The Member Service You Deserve!

Apply today by calling 412-369-3847 or Click Here to apply online.

* APR = Annual Percentage Rate. The 4.99% balance transfer rate will revert to your standard variable rate on 9/1/2012. Your standard variable rate is based on Prime Rate plus a margin which is determined by your credit worthiness. Balance transfer amounts may not exceed your credit limit. OMEGA FCU loans are not eligible for the promotional balance transfer rate. Rate is subject to change without notice and all approvals are subject to normal underwriting guidelines.

Exciting news! Mobile Banking is coming Early 2012.

alleghenyGraphics — Wed, 05 Jan 2011 21:16:49 +0000

We are excited to bring our members even more account convenience with this new modern feature. Mobile Banking will allow you to access your accounts and perform transactions from anywhere with your cell phone. With Mobile Banking you can:

View account details and transaction history
Make account transfers
Receive account alerts via text messages
Locate ATMs and Branch Locations
Plus many more account features!

For more details or to sign up, please call us at 412-369-3800 x 705

Put your Home to Work for you! Home Equity Loans with no closing costs, apply today!

alleghenyGraphics — Wed, 05 Jan 2011 21:14:06 +0000

Put your Home to Work for You!

Apply for a low Rate, No Closing Costs Home Equity Loan and reap the rewards of home ownership. You may obtain cash for any reason:

Make Home Improvements
Consolidate Debt
Pay for Education Expenses
Take a vacation or buy a car
Pay taxes or other expenses
Or any other reason!

Contact one of our experienced Loan Representatives at 412-369-3800 x 232 or Click Here.

7 ways to make the most of gift cards

alleghenyGraphics — Wed, 05 Jan 2011 14:17:43 +0000

They make for popular holiday presents, but you want to ensure that you take full advantage of them. For both givers and recipients, these guidelines can help.

Americans love giving gift cards during the holiday season. In fact, gift card sales are expected to reach $100 billion by 2012, according to TowerGroup, a research and advisory firm.

Yet recipients don’t always remember to use them.